New Jersey Accountant | Bergen Bookkeeper

Stop Overpaying Taxes and Start Keeping More Profit

Messy books lead to missed deductions and higher taxes. We clean up your accounts and implement strategies that legally reduce your tax burden.

Extensive Experience
Industry Knowledge
Strategic Parnership

Complete Business Accounting Solutions

We provide comprehensive accounting, tax planning, and strategic guidance that transforms messy books into clear insights so you can run and grow your business with confidence.

Monthly Bookkeeping

We handle all monthly bookkeeping with expert reconciliation and organized record keeping, ensuring your records are accurate and tax-ready for smooth seasons.

Tax Strategy & Planning

Strategic year-round tax planning with legal minimization and maximum savings focus to implement every tax reduction opportunity for your business.

Job Profitability Analysis

Precise tracking of labor, materials, and overhead with accurate allocation so you know your true profitability and can price with confidence.

CFO Advisory Services

Clear, actionable reports with key performance indicators and growth-focused analysis that help you understand numbers and make smart decisions.

Serving Bergen County New Jersey and Surrounding Areas

We're proudly based in Fair Lawn but serve contractors throughout Bergen County and nearby communities. Local expertise with regional reach.

Fair Lawn

Ridgewood

Hackensack

Wayne

Teaneck

Bergenfield

Jersey City

Rutherford

Professional Accounting Without the Professional Price Tag

Get comprehensive bookkeeping, strategic tax planning, and business insights from an expert who understands contractors—all for one affordable monthly rate.

THE bergen bookkeeper difference

What Sets Us Apart

Unlike typical accountants, we focus exclusively on contractors with proactive tax strategies and job profitability analysis. Get expert guidance that actually saves you money and grows your business.

Extensive Experience

Michael's three decades in corporate accounting brings rigorous analysis and expertise to your business. You get professional-grade financial management at a personal level.

Clear Communication

Complex accounting information delivered in language you understand. We teach you what the numbers mean so you can make confident business decisions.

Industry Knowledge

Specialized understanding of contractor businesses means we track what matters most: job profitability, cash flow growth opportunities, and personalized tax strategies that drive your success.

Strategic Partnership

We're invested in your long-term success, not just completing tasks. This results-focused approach means you get guidance that actually grows your business.

THE bergen bookkeeper difference

The Benefits of Choosing Bergen Bookkeeper

When you choose Bergen Bookkeeper, you're not hiring a bean counter or tax compliance. You're partnering with a trusted advisor who helps you build a more profitable, stress-free business.

Higher Profits

Keep more money in your pocket through accurate job costing and strategic tax planning. Our clients typically save thousands annually in avoided mistakes and tax optimization.

Predictable Cash Flow

Never get caught short again. Clear forecasting and planning help you manage seasonal cycles and growth without cash flow surprises.

Faster Growth

Make expansion decisions with confidence. Reliable financial data shows you exactly when and how to scale your business safely.

Stress-Free Tax Seasons

Make expansion decisions with confidence. Reliable financial data shows you exactly when and how to scale your business safely.

Better Job Selection

Stop taking unprofitable work. True cost tracking helps you identify and pursue only the jobs that actually make you money.

Family Security

Build the future you want for your family. Solid financials create the foundation for college funds, retirement, and passing the business to the next generation.

You're Losing Money You'll Never Get Back

Amateur bookkeeping costs you thousands in overpaid taxes, underpriced jobs, and missed opportunities. The wrong provider robs your family's future one mistake at a time.

The Cost of Poor Financial Management

These problems don't just affect your books—they can destroy everything you've worked to build. Here's what contractors risk when they don't address their financial challenges.

Cash Flow Crisis

When you can't predict cash flow, payroll becomes a nightmare and materials orders get delayed. One bad month can trigger a cascade of problems that takes years to recover from.

Hidden Job Losses

Without accurate job costing, you're bidding jobs that lose money without knowing it. Every "successful" project that actually loses money pushes you closer to business failure.

Tax Surprises

Poor bookkeeping leads to missed deductions, penalties, and crushing year-end tax bills. The IRS doesn't care that your books were messy—they just want their money.

Sleepless Nights

Financial uncertainty creates constant anxiety about whether you can make payroll, cover expenses, or even survive the next slow season. This stress affects everything.

THE bergen bookkeeper difference

We Make Getting Started Simple
and Stress-Free

Book a Free Evaluation Call

We start with a pressure-free conversation about what's working, what's not, and where you're feeling stuck financially. No pressure, just a real conversation about your business.

Review Your Numbers

Give us access to your books and we'll do a quick review to see what's going on—messy records, missing reports, cash flow gaps, and more.

Personalized Strategies

We’ll talk about your goals (retirement, expansion, maybe that beach house dream), your challenges, and your “please make this easier” list. From there, we design a plan that fits you, not some generic version of you.

Get a Custom Game Plan

Whether it's cleaning up your books, setting up job costing, improving cash flow, or creating a tax strategy you'll know exactly what's needed to get your finances on track.

We Get to Work

Once you're on board, we handle your bookkeeping and provide the insights you need to make smart decisions without getting buried in the details.

Take Control Of Your Taxes

Managing taxes should be predictable, not a constant source of worry or guesswork. Let us make it simpler and cheaper.

Meet Michael | Owner & Founder

Accounting Built on 30+ Years Experience

After three decades in corporate accounting, I understand the difference between just tracking numbers and truly understanding your business finances. I started Bergen Bookkeeper because I believe every business owner deserves clear, reliable financial information without the stress and confusion that often comes with managing books on your own.

Your Questions, Answered

Get the clarity you need to make smart financial decisions for your business. We've answered the most common questions to help you move forward.

Can I afford professional bookkeeping services?

Our monthly bookkeeping service pays for itself by helping you avoid costly mistakes and missed opportunities.

Think of it this way: one underbid job or missed tax deduction can cost you thousands. Our flat monthly fee is designed to be affordable for growing businesses, and we'll show you exactly how organized books can improve your cash flow and profitability during our free Right Fit Call.

Is my business big enough for this yet?

If you're tracking income and expenses, you're big enough to benefit from professional bookkeeping.

Many business owners wait too long to get help, thinking they need to be "bigger" first. But clean books from the start prevent costly cleanups later and give you the financial clarity to grow confidently. Whether you're a solo contractor or have a small crew, accurate financials help you make smart decisions about pricing, hiring, and expansion.

I've had a bad accountant before - what makes you different?

We focus on clear communication, proactive management, and understanding your specific business needs.

Bad experiences usually come from poor communication and cookie-cutter approaches. We take time to understand how your business actually works, explain everything in plain English, and keep you informed every step of the way. You'll have direct access to me, not a rotating cast of junior staff, and I'll always admit when I don't know something rather than guessing.

What exactly do you do that I can't do myself?

We handle the complex categorization, compliance, and financial analysis so you can focus on running your business.

Sure, you can enter transactions into QuickBooks, but do you know how to properly categorize job costs for accurate profitability tracking? Or which expenses qualify for maximum tax deductions? We don't just record your numbers - we organize them in ways that reveal insights about your cash flow, job profitability, and growth opportunities that most business owners miss when doing it themselves.

Can you help me understand what my numbers actually mean?

Yes - we translate your financial data into actionable insights you can use to grow your business.

Most business owners get reports they can't interpret. We provide monthly financials with plain-English explanations of what your numbers are telling you about cash flow trends, seasonal patterns, and profitability by job type. During our quarterly reviews, we'll walk through your reports together and discuss what the data means for your business decisions.

How is tax prep different from Tax Advisory?

Tax prep looks backward, tax advisory looks forward. Think of tax advisory like GPS for your money. It’s not just about showing up at tax season with a shoebox full of receipts. It’s about having a plan that guides you all year long.

Why does year round tax planning matter?

Every move you make be it investing, buying equipment, hiring, even giving to charity comes with tax consequences. Working together year-round means:

- You spot tax-saving opportunities before they disappear.
- You adjust in real time as life and income change.
- You walk into tax season without the panic, because you already know you’re covered.

It's Time to Stop Guessing About Your Money

Every day without proper financial tracking is money lost, stress gained, and growth stunted.

Tagline

Medium length section heading goes here

Lorem ipsum dolor sit amet, consectetur adipiscing elit. Suspendisse varius enim in eros elementum tristique. Duis cursus, mi quis viverra ornare, eros dolor interdum nulla, ut commodo diam libero vitae erat. Suspendisse varius enim in eros elementum tristique. Duis cursus, mi quis viverra ornare, eros dolor interdum nulla.

Long heading is what you see here in this feature section

Lorem ipsum dolor sit amet, consectetur adipiscing elit. Suspendisse varius enim in eros elementum tristique. Duis cursus, mi quis viverra ornare, eros dolor interdum nulla, ut commodo diam libero vitae erat. Suspendisse varius enim in eros elementum tristique. Duis cursus, mi quis viverra ornare, eros dolor interdum nulla.

Long heading is what you see here in this feature section

Lorem ipsum dolor sit amet, consectetur adipiscing elit. Suspendisse varius enim in eros elementum tristique. Duis cursus, mi quis viverra ornare, eros dolor interdum nulla.

Long heading is what you see here in this feature section

Lorem ipsum dolor sit amet, consectetur adipiscing elit. Suspendisse varius enim in eros elementum tristique. Duis cursus, mi quis viverra ornare, eros dolor interdum nulla.

Long heading is what you see here in this feature section

Lorem ipsum dolor sit amet, consectetur adipiscing elit. Suspendisse varius enim in eros elementum tristique. Duis cursus, mi quis viverra ornare, eros dolor interdum nulla.